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But unlike the original 30-year mortgage, the refinance was into a 15-year loan.

“Last year we were able to purchase the prepaid college plan for my youngest son in a lump sum,” said Nicole, who had already done the same thing for her oldest.

“So I know that both boys have good college funds to take care of them.” In the end, the lack of debt will allow Nicole and Keith not only to travel the globe, but also to hang out with the important people in their lives.

A condominium, called a “condo” for short, is actually a kind of ownership, while the terms “townhouse” and “house” (a standalone structure most people would think of as a traditional single-family home) refer to physical structure styles.

As such, condos can come in a variety of shapes in sizes, though they are often similar in size and appearance to an apartment.

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