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Such plans are common in sectors where workers may have jobs with different employers within the industry over time, such as the transportation, construction, and hospitality industries.

A multiemployer plan is a plan that is created and maintained by two or more companies through collective bargaining. Multiemployer plans often cover workers in the same or related industries.

The Pension Benefit Guaranty Corporation (PBGC) insures certain defined benefit pension plans offered by private-sector employers.

PBGC protects single-employer pension plans and multiemployer pension plans in separate insurance programs.

, at least 60 days before the proposed termination date.